艾伯塔的汽车保险公司在2024年损失了12亿美元,原因是成本上升,利率上限为7.5%,导致退出和限制。 Alberta’s auto insurers lost $1.2 billion in 2024 due to rising costs and a 7.5% rate cap, prompting exits and restrictions.

艾伯塔的汽车保险公司在2024年损失了12亿美元,根据该省保险总监的说法,36家公司中有35家公司报告了损失。 Alberta’s auto insurers lost $1.2 billion in 2024, with 35 of 36 companies reporting losses, according to the province’s Superintendent of Insurance. 因通货膨胀、恶劣天气、盗窃和身体伤害费用上涨而提出的赔偿要求,超过了7.5%的年利率上限,迫使一些保险商退出市场或限制新政策。 Rising claims from inflation, severe weather, theft, and higher bodily injury costs outpaced the 7.5% annual rate cap, forcing some insurers to exit the market or restrict new policies. 信用评级机构和保险业团体警告说,没有改革,竞争和消费者准入将进一步下降。 A credit rating agency and insurance industry groups warn that without reform, competition and consumer access will further decline. 即将于2027年建立的 " 照顾第一 " 系统旨在降低法律成本,改善福利,如果取消利率上限,可能会降低保险费。 The upcoming Care-First system, set for 2027, aims to reduce legal costs and improve benefits, potentially lowering premiums if rate caps are lifted.