英国提出按业绩、成本和质量分列的养老金评级计划,以帮助储蓄者。 UK proposes rating pension schemes by performance, cost, and quality to help savers.

联合王国的FCA、DWP和养恤金监管机构提出了新的建议,要求固定缴款养老金计划公开披露业绩、成本和服务质量数据。 The UK's FCA, DWP, and The Pensions Regulator have launched new proposals requiring defined contribution pension schemes to publicly disclose performance, costs, and service quality data. 彩色编码评级系统(dark green to red)将帮助储蓄者和受托人评估价值,业绩不佳计划需要改进或转移成员。 A color-coded rating system—dark green to red—will help savers and trustees assess value, with underperforming schemes required to improve or transfer members. 这项举措旨在提高1 600多万工人的长期退休结果,此前的研究显示,根据计划质量,储蓄增长存在显著差异。 The move, aimed at boosting long-term retirement outcomes for over 16 million workers, follows research showing significant differences in savings growth based on scheme quality. 该框架以公众协商为基础,并与《养恤金办法法案》保持一致,将通过《公平竞争法》适用于基于合同的计划,通过《与贸易有关的知识产权法》适用于基于信任的计划,最后规则有待立法核准。 The framework, informed by public consultation and aligned with the Pension Schemes Bill, will apply to contract-based schemes via the FCA and trust-based ones via TPR, with final rules pending legislative approval.