共和党计划在1月30日最后期限到来之前,以扩大的HSA取代ACA补贴。 Republican plan to replace ACA subsidies with expanded HSAs gains momentum ahead of Jan. 30 deadline.

共和党关于用保健储蓄账户取代已过期的可负担护理法补贴的提案,正比1月30日国会最后期限提前获得牵引力。 A Republican proposal to replace expired Affordable Care Act subsidies with health savings accounts (HSAs) is gaining traction ahead of a January 30 congressional deadline. 该计划得到越来越多的支持,将扩大所有市场注册者获得HSA的资格,为医疗费用提供税收优惠账户。 The plan, backed by growing support, would expand HSA eligibility to all marketplace enrollees, offering tax-advantaged accounts for medical expenses. 支持者指出,自2025年中期以来,HSA储蓄增加了16%,达到4 000万个账户中的1 590亿美元,并认为这一转变赋予消费者权力,减少对保险的依赖,减轻保健费用上涨带来的财政压力。 Proponents cite a 16% rise in HSA savings since mid-2025, reaching $159 billion in 40 million accounts, and argue the shift empowers consumers, reduces insurance dependence, and eases financial pressure from rising healthcare costs. 在民主党人推动扩大ACA补贴的同时,GOP的HSA替代方案正在成为一个关键竞争者,有待立法行动。 While Democrats push to extend ACA subsidies, the GOP’s HSA alternative is emerging as a key contender, pending legislative action.