路易斯安那州保险公司在2026年削减了将近50万司机的费率,原因是索赔率降低。 Louisiana insurers cut rates for nearly half a million drivers in 2026 due to lower claims.

路易斯安那州司机的汽车保险费可能较低,因为保险专员Tim Temple核准将进步安全的平均费率降低6.6%,将进步Paloverde的平均费率降低4%,影响到近47万名投保人。 Louisiana drivers may see lower auto insurance premiums as Insurance Commissioner Tim Temple approved average rate decreases of 6.6% for Progressive Security and 4% for Progressive Paloverde, affecting nearly 470,000 policyholders. 新政策将反映从1月16日开始的变化,2月13日续签。 New policies will reflect the change starting January 16, with renewals on February 13. 减少额是在2024年索赔频率和损失较低之后减少的,这是2025年更广泛趋势的一部分,2025年有20多个承保人,包括国家农场和Geico公司,申请削减费率。 The reductions follow lower claim frequencies and losses in 2024, part of a broader 2025 trend where over 20 insurers, including State Farm and Geico, filed for rate cuts. 官员说明率因地点、驾驶历史和风险因素而异,专家们提醒注意,这一趋势可能是暂时的。 Officials note rates vary by location, driving history, and risk factors, and experts caution the trend may be temporary. 促请消费者通过路易斯安那保险部的在线工具审查申报。 Consumers are urged to review filings via the Louisiana Department of Insurance’s online tool.