伊利诺伊州立法者在2026年解决汽车和家庭保险负担能力问题,引发关于改革限度的辩论。 Illinois lawmakers to tackle auto and home insurance affordability in 2026, sparking debate over reform limits.

伊利诺伊州众议院议长Emanuel Emanuel“Chris”Welch已宣布,在大会于2026年1月再次开会时,保险条例,特别是汽车和房主保险的可负担性,将成为最高优先事项。 Illinois House Speaker Emanuel “Chris” Welch has announced that insurance regulation, especially affordability of auto and homeowners insurance, will be a top priority when the General Assembly reconvenes in January 2026. 威尔奇在芝加哥城市俱乐部发表讲话时表示公众对保费上的担忧, 美国国务卿亚历克西·贾努利亚斯则推动禁止在汽车保险定价中使用年龄,信用评分和邮政编码的改革. Speaking at the City Club of Chicago, Welch cited public concern over rising premiums, while Secretary of State Alexi Giannoulias pushed for reforms banning the use of age, credit scores, and zip codes in auto insurance pricing. 批评者警告这类措施可能提高总保险费,使保险人离开国家。 Critics warn such measures could raise overall premiums and drive insurers out of the state. 以前扩大监管当局的尝试面临立法方面的倒退,预计随着立法者准备开会,辩论将会加剧。 Previous attempts to expand regulatory authority faced legislative pushback, and debate is expected to intensify as lawmakers prepare to meet.