自2029年4月起,联合王国将在工资牺牲计划中对超过2 000英镑的养老金缴款征税。 UK will tax pension contributions over £2,000 in salary sacrifice schemes starting April 2029.

英国政府为2029年4月规定的规则修改将终止对每年在工资牺牲计划中缴纳超过2 000英镑的养老金缴款的国家保险豁免,使其像正常工资一样受NI的管制。 A UK government rule change set for April 2029 will end the national insurance exemption for pension contributions above £2,000 annually in salary sacrifice schemes, making them subject to NI like regular pay. United Nations Pensions United Kingdom的研究基于对1,500多名非退休工人的调查, 发现28%的计划在变化前增加缴款, Research by Pensions UK, based on a survey of over 1,500 non-retired workers, found that 28% plan to increase contributions before the change, 11% expect to reduce them afterward, and many remain unaware. 约有770万雇员使用工资牺牲,其中330万雇员每年贡献2 000英镑以上。 Around 7.7 million employees use salary sacrifice, with 3.3 million contributing more than £2,000 yearly. 批评者警告这一转变可能阻碍储蓄,减少雇主缴款,损害长期退休成果,敦促采取更明确、稳定的政策,以保持对该制度的信任。 Critics warn the shift could discourage saving, reduce employer contributions, and harm long-term retirement outcomes, urging clearer, stable policies to maintain trust in the system.