印度中央银行提议将银行红利上限提高至75%, India’s central bank proposes raising bank dividend caps to 75% with safeguards.

印度储备银行提议将商业银行的股息支付上限从净利润的40%提高到75%,与资本充足性和审慎条件挂钩。 The Reserve Bank of India has proposed raising the dividend payout cap for commercial banks from 40% to 75% of net profit, tied to capital adequacy and prudential conditions. 规则草案在2026年2月5日之前开放供公众评论,要求银行在付款前后保持资本监管水平,税后有经调整的正利润,并符合资产质量和增长标准。 The draft rules, open for public comment until February 5, 2026, require banks to maintain regulatory capital levels both before and after payouts, have positive adjusted profit after tax, and meet asset quality and growth criteria. 以共同股权第一级比率为基础的分级制度将使较强的银行能够支付更高数额的款项。 A tiered system based on Common Equity Tier-1 ratios will allow stronger banks higher payouts. 分行模式的外国银行如果符合规定,可不经事先批准即汇出利润。 Foreign banks in branch mode may remit profits without prior approval if compliant. 这些变化旨在平衡股东收益和金融稳定。 The changes aim to balance shareholder returns with financial stability.