加拿大的养老金计划在2025年有所改善,偿付能力中位数为132%,高于2024年的125%。 Canadian pension plans improved in 2025, with solvency at 132% median, up from 125% in 2024.

加拿大固定福利养恤金计划显示,2025年财务健康有所改善,年终偿付能力中位比率上升到132%,高于2024年的125%,其驱动因素是股票市场强劲增长和固定收入回报率较低。 Canadian defined-benefit pension plans showed improved financial health in 2025, with the median solvency ratio rising to 132% by year-end, up from 125% in 2024, driven by strong stock market gains and modest fixed-income returns. 偿付能力比率高于120%的计划比例增至68%,92%超过100%。 The proportion of plans with a solvency ratio above 120% increased to 68%, and 92% exceeded 100%. 尽管经济动荡,包括贸易混乱和地缘政治风险,但计划发起者总体上仍然很安全,尽管专家告诫不要自满。 Despite economic turbulence, including trade disruptions and geopolitical risks, plan sponsors remain generally secure, though experts caution against complacency. 该报告于2026年1月6日发表,突显了对盈余管理和风险转移的日益重视。 The report, released January 6, 2026, highlights growing focus on surplus management and risk transfer.