2026年1月6日,联合王国以市场变化和融资需求为由,降低了储蓄债券利率。 UK lowers savings bond rates Jan. 6, 2026, citing market shifts and financing needs.

从2026年1月6日起,国民储蓄和投资公司在一、二、三和五年任期内降低了英国储蓄债券的利率,理由是市场条件不断变化,需要达到筹资目标。 National Savings & Investments has lowered interest rates on its British Savings Bonds across one-, two-, three-, and five-year terms, effective January 6, 2026, citing shifting market conditions and the need to meet financing targets. 一年新利率为4.07%AER,两年为3.98%,三年为4.02%,五年增长债券为4.05%,低于以往水平。 New rates are now 4.07% AER for one-year, 3.98% for two-year, 4.02% for three-year, and 4.05% for five-year Growth Bonds, down from previous levels. 收入选择也有所下降。 Income options also decreased. 这些债券最低500英镑和每人100万英镑的上限,提供固定回报,不提前提款。 The bonds, with a £500 minimum and £1 million cap per person, offer fixed returns with no early withdrawals. 持有提前到期通知的现有客户保留其原利率。 Existing customers with prior maturity notices retain their original rates. 这些变化是在12月英格兰银行削减基本利率和11月储蓄回升后发生的。 The changes follow a December Bank of England base rate cut and a November savings rebound. NS&I产品仍然完全得到财政部的支持。 NS&I products remain fully backed by the Treasury.