2025-2028年出生的美国儿童获得1 000美元政府账户,到18岁时增加到5 800美元至303 800美元。 U.S. children born 2025–2028 get $1,000 government accounts, growing to $5,800–$303,800 by 18.

2025年1月1日至2028年12月31日期间出生子女的父母可以开立政府出资的“Trump账户”, Parents of children born between January 1, 2025, and December 31, 2028, can open government-funded "Trump Accounts" with a $1,000 initial deposit from the U.S. Treasury, available through IRS tax filing or an online portal launching July 5, 2026. 投资于低成本指数基金的账户,到18岁时可能增加到5 800美元,无额外捐款,或最多303 800美元,父母或雇主每年最高缴款2 500美元。 Accounts, invested in low-cost index funds, may grow to $5,800 by age 18 without additional contributions or up to $303,800 with maximum annual contributions of $2,500 from parents or employers. 儿童在18岁之前不能获得资金,但极少的情况除外,而且提款应纳税。 Children cannot access funds until age 18, except in rare cases, and withdrawals are taxable. Michael和Susan Dell捐赠62.5亿美元,为10岁以下儿童提供250美元的种子资金,用于低收入ZIP代码中的10岁以下儿童。 A $6.25 billion donation by Michael and Susan Dell provides $250 in seed money for children under 10 in lower-income ZIP codes. 捐助不能免征礼品税,要求填写表格709报告。 Contributions are not exempt from gift tax, requiring Form 709 reporting.