英国中小企业在成本不断上涨的情况下削减保险,许多企业保险不足,尽管2026年有些计划有所增加。 UK SMEs cut insurance amid rising costs, with many underinsured, though some plan increases in 2026.

2025年的一项调查发现,35%的联合王国中小企业降低了保险覆盖率,四分之一的中小企业感到保险不足,半数以上的企业的保险费上涨。 A 2025 survey found 35% of UK SMEs reduced insurance coverage, with one in four feeling underinsured, amid rising premiums for over half of firms. 尽管费用压力很大,但一些计划在2026年扩大覆盖面。 Despite cost pressures, some plan to increase coverage in 2026. 2025年,该行业避免了FCA处罚,预期在2026年恢复到损失之前会有少量利润。 值得注意的变化包括艾比特系统(Elbit Systems)的Allianz终止保险、领导班子转移以及Michael Pettifer等公司进入清算。 The industry avoided FCA penalties in 2025, with modest profits expected before returning to losses in 2026. Notable changes include Allianz ending coverage for Elbit Systems, leadership shifts, and firms like Michael Pettifer entering liquidation. 专家们敦促中小企业积极主动地将保险作为一项战略风险工具加以管理。 Experts urge SMEs to proactively manage insurance as a strategic risk tool.