2025年11月,在抵押贷款和信用卡的推动下,联合王国的借款在2025年11月上升,因为降低利率促进了活动。 UK borrowing rose in Nov 2025, driven by mortgages and credit cards, as rate cuts boosted activity.

2025年11月,联合王国家庭借贷增加,抵押贷款增加到45亿英镑,消费者信贷增加到21亿英镑,其驱动因素是更多地使用信用卡和重新抵押。 UK household borrowing rose in November 2025, with mortgage lending increasing to £4.5 billion and consumer credit growing to £2.1 billion, driven by higher credit card use and remortgaging. 购买房屋的房贷批准额略有下降,降至64 500加元,可能是由于预算前的谨慎,而再抵押批准额则上升。 Mortgage approvals for house purchases dipped slightly to 64,500, likely due to pre-budget caution, while remortgaging approvals rose. 消费者信贷年增长率达到8.1%,是2024年以来最快的,信用卡借贷率提高了12%。 Consumer credit annual growth reached 8.1%, the fastest since 2024, with credit card borrowing up 12%. 家庭还节省了81亿英镑,其中51亿英镑是《国际审计准则》的储蓄。 Households also saved £8.1 billion, with £5.1 billion in ISAs. 企业借贷回升至63亿英镑,扭转了先前的还款。 Business borrowing rebounded to £6.3 billion, reversing a prior repayment. 英格兰银行在12月将其基本利率削减到3.75%,在经济不确定的情况下支持借贷活动。 The Bank of England cut its base rate to 3.75% in December, supporting borrowing activity amid economic uncertainty.