RBI首席敦促非银行放款人,在风险日益高涨的情况下,坚持贷款标准。 RBI chief urges non-bank lenders to uphold lending standards amid rising risk concerns.

RBI州长Sanjay Malhotra敦促国家银行、氢氟碳化物和小额融资机构在2026年1月5日在孟买举行的会议上,维持严格的承保标准,监测资产质量,并实行负责任的贷款做法。 RBI Governor Sanjay Malhotra urged NBFCs, HFCs, and microfinance institutions to maintain strong underwriting standards, monitor asset quality, and practice responsible lending during a January 5, 2026, meeting in Mumbai. 他强调了道德行为、以客户为重点以及及时解决冤情,参与者约占该部门资产的53%。 He emphasized ethical conduct, customer focus, and timely grievance resolution, with participants representing about 53% of the sector’s assets. 这次讨论是2025年2月的一次类似会议之后正在进行的区域投资举措参与的一部分,讨论了尽管资本总体稳定,资产质量有所改善,但增加的国家行动计划和积极贷款所带来的风险。 The discussion, part of ongoing RBI engagement, followed a similar meeting in February 2025 and addressed risks from rising NPAs and aggressive lending, despite overall stable capital and improving asset quality. 中央银行继续对部门风险保持警惕。 The central bank remains vigilant on sectoral risks.