Dave Ramsey建议一位密苏里妇女,由于现有债务和财政不稳定,不得将401(k)用于企业。 A Missouri woman was advised by Dave Ramsey not to use her 401(k) for a business due to existing debt and lack of financial stability.

一位密苏里妇女试图从她401(k)处借钱来资助一家小企业,但金融专家Dave Ramsey提出她现有的债务和抵押贷款,建议她反对这一举动。 A Missouri woman seeking to borrow from her 401(k) to fund a small business was advised against the move by financial expert Dave Ramsey, who cited her existing debt and mortgage. Ramsey警告说,为创业企业使用退休储蓄会带来高风险,特别是在缺乏金融稳定的情况下,并警告说,“跳跃者湿透了”。 Ramsey warned that using retirement savings for entrepreneurial ventures carries high risk, especially when financial stability is lacking, and cautioned that "people who leap get wet." 他敦促她优先偿还债务和建立一个紧急基金,然后再应对这种风险,强调保护退休储蓄免受投机性投资影响的重要性。 He urged her to prioritize paying off debts and building an emergency fund before pursuing such risks, emphasizing the importance of protecting retirement savings from speculative investments.