2026年初,由于资本过剩,再保险利率下降,保险公司在续保时的杠杆作用提高。 Reinsurance rates fell in early 2026 due to excess capital, boosting insurers' leverage at renewal.

2026年初,由于资本充足,再保险定价有所软化,使保险公司在续保时有更大的杠杆作用,整个主要市场的财产和伤亡率都有所下降。 Reinsurance pricing softened in early 2026 due to abundant capital, giving insurers greater leverage at renewal, with property and casualty rates declining across major markets. 由Stone Ridge支持的Longtail Re，到2025年底资产增长至超过60亿美元，扩展到传统交易领域，同时强调多元化意外险组合和综合投资策略。 Longtail Re, backed by Stone Ridge, grew its assets to over $6 billion by year-end 2025, expanding into legacy deals while emphasizing diversified casualty portfolios and integrated investment strategies. 百慕大市场在有利财产风险方面下降了10-20%,而根据新的税收规则,俘虏仍然保持稳定。 Bermuda’s market saw 10–20% rate drops for favorable property risks, while captives remained stable under new tax rules. 尽管存在通货膨胀和地缘政治压力,保险人仍然专注于有纪律的承保、网络保险增长和技术应用,以便在竞争环境中保持盈利能力。 Despite inflation and geopolitical pressures, insurers are focusing on disciplined underwriting, cyber insurance growth, and technology adoption to maintain profitability amid a competitive landscape.