消费者诉讼和投诉在2025年11月有所减少,但随着监管者在2026年加大执法力度,全年的最新总数仍然居高不下。 Consumer lawsuits and complaints fell in Nov. 2025, but year-to-date totals remain up, as regulators step up enforcement in 2026.

2025年11月的消费者诉讼申请在主要类别中有所下降,联邦庇护上诉委员会案件减少了29.1%,联邦庇护上诉委员会案件减少了31.4%,TCPA案件减少了4.7%。 Consumer litigation filings in November 2025 declined across major categories, with FCRA cases down 29.1%, FDCPA filings dropping 31.4%, and TCPA filings falling 4.7%. 美国食品药品监督管理局的投诉也下降了4.7%. CFPB complaints also decreased 4.7%. 尽管有这些月复一月的下降,但迄今的总数仍高于2024年,尤其是在中央家庭事务管理局的投诉方面,投诉数量猛增了90.2%。 Despite these month-over-month drops, year-to-date totals remain higher than in 2024, especially for CFPB complaints, which surged 90.2%. CFPB撤销了2022年的FCRA先发制人规则,标志着监管的转变。 The CFPB revoked its 2022 FCRA preemption rule, signaling a regulatory shift. 同时,2026年反托拉斯执法预计将加强,对兼并、算法定价和反竞争做法,特别是技术、医疗保健和农业的反竞争做法进行更严格的审查。 Meanwhile, antitrust enforcement in 2026 is expected to intensify, with heightened scrutiny of mergers, algorithmic pricing, and anti-competitive practices, particularly in tech, healthcare, and agriculture. 国家总检察长也在加强消费者保护执法,重点是欺骗性做法、数据隐私和新兴技术,从而导致更多的集体诉讼和解决。 State attorneys general are also increasing consumer protection enforcement, focusing on deceptive practices, data privacy, and emerging technologies, leading to more class actions and settlements.