英国房价在2025年12月下跌0.4%,年底增长率为0.6%,抵押贷款利率高,情绪低落。 UK house prices dipped 0.4% in December 2025, ending the year with 0.6% growth amid high mortgage rates and weak sentiment.

根据全国建筑协会的资料,联合王国房价在2025年12月下跌0.4%,年增长率为0.6%,是2024年4月以来最弱的。 According to Nationwide Building Society, UK house prices fell 0.4% in December 2025, resulting in a 0.6% annual growth rate—the weakest since April 2024. 平均房价为271,068英镑,北爱尔兰上涨9.7%,东安吉利亚下降0.8%。 The average home price was £271,068, with Northern Ireland up 9.7% and East Anglia down 0.8%. 尽管抵押贷款利率高,情绪低落,但抵押贷款的核准率仍然接近人口大流行前的水平。 Despite high mortgage rates and low sentiment, mortgage approvals remained near pre-pandemic levels. 专家预测2026年价格温和增长2%至4%, 原因是收入增加、借贷成本降低、政策明晰度提高, Experts predict modest price growth of 2% to 4% in 2026, driven by higher incomes, lower borrowing costs, and improved policy clarity, though high moving costs and stamp duty remain barriers.