阿联酋银行将在2026年3月前逐步取消短信密码,网上交易需要基于应用程序的生物鉴别技术核查。 UAE banks will phase out texted passwords by March 2026, requiring app-based biometric verification for online transactions.

自2026年1月6日起,阿联酋主要银行将停止通过在线卡片交易的短信发送一次性密码,改用使用指纹或面部识别等生物鉴别技术进行基于应用程序的认证。 Starting January 6, 2026, major UAE banks will stop sending one-time passwords via text message for online card transactions, switching to app-based authentication using biometrics like fingerprints or facial recognition. 阿联酋中央银行授权进行这项改革,以改善安全,因为基于短信的代码很容易被截获、SIM冲洗和钓鱼。 The Central Bank of the UAE mandated the change to improve security, as SMS-based codes are vulnerable to interception, SIM-swapping, and phishing. 客户必须使用银行的移动应用程序,通过催促通知批准交易,预计到2026年3月将全面实施。 Customers must use their bank’s mobile app to approve transactions via push notifications, with full implementation expected by March 2026.