马来西亚银行预测2026年贷款增长5%, 由GDP增强及利率稳定推动。 Malaysian banks forecast 5% loan growth in 2026, driven by stronger GDP and stable interest margins.

预计马来西亚银行将在2026年稳步增长,预计贷款增长率为5%至5.5%,2025年从4.5%增至5%,其驱动因素是国内国内生产总值预测的提高和美国贸易政策更加明确。 Malaysian banks are projected to see steady growth in 2026, with loan growth expected at 5% to 5.5%, up from 4.5% to 5% in 2025, driven by stronger domestic GDP forecasts and clearer U.S. trade policies. 由于CASA比率上升和流动性压力减轻,尽管没有进一步降息,预计净利率将保持稳定. Stable net interest margins are anticipated due to a rising CASA ratio and easing liquidity pressure, despite no further rate cuts. Maybank Investment Bank预测4.7%的营业利润和5%的净利润增长,略高于2025年的水平,得到4.5%的GDP扩张和5%的贷款增长的支持。 Maybank Investment Bank forecasts 4.7% operating profit and 5% net profit growth, slightly above 2025’s levels, supported by a 4.5% GDP expansion and about 5% loan growth. Kenanga研究警告说,由于增长较软,环境会更加艰难,但预计下半年净利差将恢复,假设过夜政策利率在当年保持在2.75%。 Kenanga Research warns of a tougher environment due to softer growth but expects net interest margins to recover in the second half, assuming the overnight policy rate stays at 2.75% for the year.