英国专家警告20K英镑以上的储蓄者,由于通货膨胀和冻结的税级,可能面临利息税。 UK expert warns savers over £20K may face interest tax due to inflation and frozen tax bands.

英国金融专家马丁·刘易斯警告储蓄超过20,000英镑的储蓄者,准备对利息收入征收潜在税赋,因为自2021年以来冻结的税带正在造成通货膨胀驱动的“财政拖累”。 UK financial expert Martin Lewis warns savers with over £20,000 in savings to prepare for potential tax on interest income, as frozen tax bands since 2021 are causing inflation-driven "fiscal drag." 利率在5%左右,20 000英镑的储蓄每年产生1 000英镑的利息——正好是基本税率纳税人免税的个人储蓄津贴。 With interest rates around 5%, £20,000 in savings generates £1,000 in annual interest—exactly the tax-free personal savings allowance for basic rate taxpayers. 较高和最高税率的赚取者要对所有利息征税。 Higher and top rate earners face tax on all interest. 易斯敦促积极规划,包括使用免税的ISA,特别是在2027年4月之前,当现金ISA限制降至12,000英时. Lewis urges proactive planning, including using tax-free ISAs, especially before April 2027 when cash ISA limits drop to £12,000.