印度的UPI系统在2025年实现了创纪录的增长,处理了216亿笔交易,并在全国推动数字支付。
India's UPI system saw record growth in 2025, processing 21.6 billion transactions and driving digital payments nationwide.
2025年12月,印度UPI系统处理了价值27.97拉赫的21.63亿笔交易,年同比增长29%,价值20%,每日平均交易额6.98亿。
In December 2025, India's UPI system processed 21.63 billion transactions worth ₹27.97 lakh crore, a 29% year-on-year increase in volume and 20% in value, with daily transactions averaging 698 million.
在零售业和农村地区广泛使用的超过7.09亿个活跃的UPI QR码的推动下,个人对企业的付款增长了35%,达到374.6亿,超过了人对人的增长。
Person-to-merchant payments grew 35% to 37.46 billion, outpacing person-to-person growth, driven by over 709 million active UPI QR codes used widely in retail and rural areas.
IMPS交易的价值也上升了10%,达到6.62拉赫。
IMPS transactions also rose 10% in value to ₹6.62 lakh crore.
平均交易价值降至1 262第纳尔,反映出对小型、频繁采购的使用增加。
The average transaction value declined to ₹1,262, reflecting increased use for small, frequent purchases.
NPCI报告说,25财政年度利润增加41.7%,达到1 552克鲁塞罗,对欺诈的关切促使考虑推迟逐步取消UPI的提款。
NPCI reported a 41.7% profit rise to ₹1,552 crore in FY25, while concerns over fraud prompted consideration of delaying the phase-out of UPI pull payments.