美国汽车犯罪率在2025年创历史新高,原因是次贷借款人财政紧张。 U.S. auto delinquency rates hit a record high in 2025 due to financial strain on subprime borrowers.

根据赫斯特子公司Fitch Ratings的数据,美国的汽车违约率在2025年达到创纪录的高点,超过6.5%的次级汽车贷款逾期60天或更长时间. Auto delinquency rates in the U.S. reached a record high in 2025, with over 6.5% of subprime auto loans 60 days or more past due, according to Fitch Ratings, a Hearst subsidiary. 这一激增反映出,在高利率、车辆价格上涨和通货膨胀的推动下,低信用借款人面对汽车付款增加而挣扎,其财政压力日益增大。 The surge reflects growing financial strain among lower-credit borrowers struggling with rising car payments, driven by high interest rates, elevated vehicle prices, and inflation. 对于更广泛的经济影响,包括对消费支出、信贷市场和金融稳定的潜在影响,人们日益感到担忧。 Concerns are mounting over broader economic impacts, including potential effects on consumer spending, credit markets, and financial stability.