如果驾驶是合法和安全的,联合王国的汽车保险在雪/冰事故中仍然有效;在严重天气警告期间,可能因疏忽而被拒绝索赔。 UK car insurance stays valid in snow/ice crashes if driving is legal and safe; claims may be denied for negligence during severe weather warnings.

据保险公司和专家称,英国的汽车保险在雪或冰撞车后仍然有效,只要驾驶是合法的和负责任的。 Car insurance in the UK remains valid after crashes in snow or ice, according to insurers and experts, as long as driving is legal and responsible. 如果证明存在疏忽，例如在严重的黄光或红色天气警告期间驾驶且旅行不安全，索赔可能会被减少或质疑。 Claims may be reduced or questioned if negligence is proven, such as driving during a severe amber or red weather warning when travel is unsafe. 虽然覆盖面通常适用,但专家们强调,危险天气驾驶受到抑制,应当避免。 While coverage typically applies, experts stress that hazardous weather driving is discouraged and should be avoided. 社会媒体声称,在红色警告期间,保险失效是虚假的。 Social media claims that insurance becomes invalid during red warnings are false. 敦促司机遵循官方意见,优先考虑安全问题,并为冬季的车辆做好准备。 Drivers are urged to follow official advice, prioritize safety, and prepare vehicles for winter conditions.