2025年12月,印度的RBI以不遵守规定为由,以执法行动上升22.8%为由,对三家合作银行处以罚款。
In December 2025, India's RBI fined three co-op banks for regulatory breaches, citing compliance failures, as enforcement actions rose 22.8%.
2025年12月,印度储备银行因三家合作银行(包括Salem城市合作银行、地区合作中央银行有限公司和Kolhapur区中央合作银行有限公司)违反监管规定,处以罚款50 000至2.10拉克不等。
In December 2025, India's Reserve Bank penalized three co-operative banks for regulatory breaches, including Salem Urban Co-operative Bank, District Co-operative Central Bank Ltd., and Kolhapur District Central Co-operative Bank Ltd., with fines ranging from ₹50,000 to ₹2.10 lakh.
RBI强调,这些处罚是对不遵守规定的处罚,而不是对交易有效性的处罚。
The RBI emphasized these penalties were for compliance failures, not transaction validity.
同时,农村合作银行网络扩大,到2025年有11 339个中心,城市合作银行的存款和进步强劲增长,尽管巩固工作仍在继续。
Meanwhile, rural cooperative banking networks expanded, with 11,339 centers by 2025, and urban co-operative banks showed strong growth in deposits and advances, though consolidation continued.
尽管总体上具有金融复原力,但区域差异依然存在,北方银行面临损失和高额不良资产,而南方银行表现较好。
Despite overall financial resilience, regional disparities persist, with northern banks struggling with losses and high non-performing assets, while southern banks performed better.
RBI还报告说,执法行动有所增加,各合作银行的处罚案件增加了22.8%。
The RBI also reported increased enforcement actions, with penalty cases rising 22.8% across co-operative banks.