2026年1月,由于利润丰厚、损失低和资本过剩,财产灾难再保险费率急剧下降。 Property catastrophe reinsurance rates dropped sharply in January 2026 due to strong profits, low losses, and excess capital.

在2025年2026年1月的再保险续保季节,在资本过剩、利润丰厚和损失活动低的驱动下,财产灾难保险率出现了两位数下降。 The January 2026 reinsurance renewal season saw double-digit rate declines for property catastrophe coverage, driven by excess capital, strong profits, and low loss activity in 2025. 由于投保损失仍然低于平均水平,因此再保险公司资本增长了9%,助长了竞争和有利于投保人的条件。 Reinsurer capital rose 9% as insured losses remained below average, fueling competition and favorable terms for policyholders. 再保险侧车迅速增长,为保险公司提供了灵活性,投资者通过结构化交易面临保险风险。 Reinsurance sidecars grew rapidly, offering insurers flexibility and investors exposure to insurance risk through structured deals. ILS市场扩大,出现了新的网络灾难债券和机构兴趣增加,而公司则强调战略性资本管理,以引导不断变化的市场周期。 The ILS market expanded, with new cyber catastrophe bonds and increased institutional interest, while firms emphasized strategic capital management to navigate shifting market cycles.