印度银行业的不良贷款创下40年之低,增长强劲,利润丰厚,但气候风险不断上升。 India's banking sector hit a 40-year low in bad loans, with strong growth and profits, though climate risks are rising.

印度银行业在2024-25年表现出很强的恢复力,根据印度储备银行的统计,到2025年9月,不良资产总值降至多年最低水平,即2.1%。 India's banking sector showed strong resilience in 2024–25, with gross non-performing assets falling to a multi-decade low of 2.1% by September 2025, according to the Reserve Bank of India. 存款和信贷增长仍然强劲,以两位数的速率扩张,而银行则保持强劲的资本缓冲和盈利能力。 Deposit and credit growth remained robust, expanding at double-digit rates, while banks maintained strong capital buffers and profitability. RBI强调了与气候有关的日益增长的金融风险,并宣布采取步骤建立气候风险信息系统和披露框架。 The RBI highlighted growing climate-related financial risks and announced steps to build a climate risk information system and disclosure framework. 尽管由于公司去杠杆化,公司贷款有所放缓,但监管改革有望支持复苏。 Despite some slowdown in corporate lending due to corporate deleveraging, regulatory reforms are expected to support a recovery.