印度银行预计26财政年度Q3的贷款增长会更强劲,因为尽管存款不足,但利润率提高,资产稳定。 Indian banks expect stronger loan growth in FY26 Q3 due to better margins and stable assets, despite weak deposits.

预计印度银行业在26财政年度第3季度将出现更强劲的贷款增长,其驱动因素是净利差改善、资产质量稳定以及无担保贷款和小额金融贷款下降幅度减少。 India’s banking sector is projected to see stronger loan growth in Q3 FY26, driven by improved net interest margins, stable asset quality, and lower slippages in unsecured and microfinance loans. CICI银行、Kotak Mahindra银行、履行机构和选定的中等规模放款人预期将表现良好,而存款增长仍然疲软,对信贷存款比率造成压力,并引起对未来净利率和收入预测的关切。 ICICI Bank, Kotak Mahindra Bank, SBI, and select mid-sized lenders are expected to perform well, while deposit growth remains weak, pressuring credit-deposit ratios and raising concerns over future net interest margins and earnings forecasts. 汇丰银行互助基金对银行和非银行金融中心保持超重立场,理由是利润率提高,资产质量恢复,信贷需求强劲。 HSBC Mutual Fund maintains an overweight stance on banks and NBFCs, citing improving margins, recovering asset quality, and strong credit demand.