印度微小中型企业不顾数字收益而与数据、信贷和监管进行斗争,需要更好的政策和支持。 Indian MSMEs struggle with data, credit, and regulation despite digital gains, needing better policies and support.

印度的小微企业占国内生产总值的30%, 对于印度经济来说至关重要. With 6.3 crore businesses and 30% of GDP, Indian MSMEs are essential to the country's economy. 然而,它们继续在数据质量、法规和信贷提供方面挣扎,特别是在较小的城市。 However, they continue to struggle with data quality, regulations, and credit availability, particularly in smaller cities. 虽然由于像UPI这样的数字基础设施,正规化程度有所提高,但收养情况仍然不均衡。 Although formalization has increased thanks to digital infrastructure like UPI, adoption is still uneven. 由于股票筹资的改善以及国际采购组织的退出,对治理和业务纪律的期望正在提高,而后者正在减少对银行贷款的依赖。 Expectations for governance and operational discipline are rising as a result of improved equity funding and IPO exits, which are decreasing reliance on bank loans. 专家们强调,有效的政府支助、精简的规章和数字化的采用现在对于成功至关重要,在数字平台、集群和辅导方面的具体倡议——特别是对女企业家——帮助弥补差距。 Experts emphasize that effective government support, streamlined regulations, and digital adoption are now essential for success, with specific initiatives in digital platforms, clusters, and mentorship—particularly for female entrepreneurs—helping close gaps. 供应链危害、网络安全以及战略技术使用仍然是主要问题。 Supply chain hazards, cybersecurity, and strategic technology use are still major issues.