受通货膨胀和高利率的推动,美国人在周日后忙于应付创纪录的信用卡债务。 Americans grapple with record credit card debt post-holidays, fueled by inflation and high interest rates.

许多美国人因假日支出而持续面临财政紧张,平均信用卡债务超过11 000美元,美国信用卡债务总额到2025年底达到1.33万亿美元。 Many Americans face ongoing financial strain from holiday spending, with average credit card debt exceeding $11,000 and total U.S. credit card debt reaching $1.33 trillion by late 2025. 高利率、通货膨胀和工资停滞迫使人们依赖信贷购买必需品,使债务负担恶化。 High interest rates, inflation, and stagnant wages have driven reliance on credit for essentials, worsening debt burdens. 专家敦促编制预算、偿还债务和通过使用现金或借方避免新的债务,同时建议回报、周后销售和信贷咨询,以便在2026年从财政上收回。 Experts urge budgeting, debt repayment, and avoiding new debt by using cash or debit, while recommending returns, post-holiday sales, and credit counseling to recover financially in 2026.