印度2025年的GST医疗保险削减使平均保险覆盖率提高了31%,刺激了对更高计划和多年期政策的需求,特别是在较小的城市。
India's 2025 GST cut on health insurance boosted average coverage by 31%, spurring demand for higher plans and multi-year policies, especially in smaller cities.
根据Policybazaar(Policybazaar), 印度将健康保险的GST从18%移除至0%, 平均保险金额增加了31%,
According to Policybazaar, India's removal of GST on health insurance from 18% to 0% resulted in a 31% increase in average sum insured, reaching ₹19 lakh.
2025年,对25万瓦以上政策的高覆盖率需求增加了85%,对10至25万瓦之间的政策的需求增加了55.6%。
In 2025, demand for higher coverage increased by 85% for policies above ₹25 lakh and 55.6% for those between ₹10-25 lakhs.
10万人民币下的政策下降了24%。
Policies under ₹10 lakh fell by 24%.
多年计划很受欢迎,小型城市的需求增加,第3级占采购量的70%。
Multi-year plans became popular, and demand increased in smaller cities, with Tier 3 accounting for 70% of purchases.
德里和孟加拉获得的预订次数最多,其次是海得拉巴、浦那和孟买。
Delhi and Bengaluru received the most bookings, followed by Hyderabad, Pune, and Mumbai.
常见索偿包括心脏病、癌症、白内障、感染、日托程序和事故。
Common claims included heart disease, cancer, cataracts, infections, day-care procedures, and accidents.