从2026年1月1日起,加利福尼亚州将要求大多数雇主的保健计划涵盖IVF、IUI和生育力保持。 California will require most employer health plans to cover IVF, IUI, and fertility preservation starting Jan. 1, 2026.

从2026年1月1日起, 加利福尼亚州新法将要求多数雇主赞助的卫生计划将IVF、IUI及生育保护作为基本健康福利, Starting January 1, 2026, California’s new law will require most employer-sponsored health plans to cover IVF, IUI, and fertility preservation as essential health benefits, expanding access to millions and removing past exclusions based on sexual orientation or marital status. 此项授权适用于各州的完全保险群体计划,而不是自筹资金、州外计划或联邦计划,并不取消所有费用。 The mandate applies to fully insured group plans in the state, not self-funded, out-of-state, or federal plans, and does not eliminate all costs. 虽然病人仍将面临共同付费和可扣除费用,但该法旨在减少寻求治疗者面临的财政障碍。 While patients will still face co-pays and deductibles, the law aims to reduce financial barriers for those seeking treatment. 它标志着向平等获得治疗迈出的重要一步,倡导者将不孕症称为值得覆盖的医疗条件。 It marks a significant step toward equitable access, with advocates calling infertility a medical condition deserving coverage.