特朗普政府将从2026年1月7日起, 开始没收联邦学生贷款借款人的工资。 The Trump administration will start garnishing wages of federal student loan borrowers in default beginning January 7, 2026.

从2026年1月7日起,特朗普政府将在违约情况下开始对联邦学生贷款借款人进行工资扣押,最初通知大约1 000名借款人,还有更多人要跟进。 The Trump administration will begin wage garnishment for federal student loan borrowers in default starting January 7, 2026, initially notifying about 1,000 borrowers, with more to follow. 借款人必须在逾期270天后收到30天的通知,然后才开始扣押,允许扣发15%的实得工资。 Borrowers must be 270 days past due and receive 30 days’ notice before garnishment begins, allowing up to 15% of take-home pay to be withheld. 这标志着2025年5月结束的流行病时代的收缴活动停顿的逆转。 This marks a reversal of the pandemic-era pause on collections that ended in May 2025. 此举是继拜登政府冻结债务豁免的努力之后采取的,目的是收回未偿贷款,尽管批评者警告说,此举将损害在财政上处于困境的借款人,并优先考虑强制执行而不是可负担的偿还方案。 The move follows the Biden administration’s blocked debt forgiveness efforts and aims to recover unpaid loans, though critics warn it will harm financially struggling borrowers and prioritize enforcement over affordable repayment options.