2025年,由于外国投资自由、GST消除、数字增长和扩大准入、提高保险费和包容性,印度保险部门在2025年猛增。
India's insurance sector surged in 2025 due to foreign investment freedom, GST removal, digital growth, and expanded access, boosting premiums and inclusion.
2025年,印度保险部门大幅增长,因为《Sabka Bima Sabki Raksha法案》使外国投资达到100%,从9月22日起取消了人寿和医疗保险费的GST,提高了人们的可负担性。
In 2025, India's insurance sector grew significantly due to the Sabka Bima Sabki Raksha Bill, enabling 100% foreign investment, and the removal of GST on life and health insurance premiums starting September 22, boosting affordability.
90%以上的零售政策在网上发布,大赦国际和数字工具改进了承保和索赔处理。
Over 90% of retail policies were issued online, with AI and digital tools improving underwriting and claims processing.
健康保险公司年同比保险费上升10.4%,预计总保险费为3.21-3.24卢比。
Health insurers saw a 10.4% year-on-year premium rise, with total premiums projected at Rs 3.21–3.24 lakh crore.
该部门通过30 000多个中介扩大分销,重点是非地铁地区。
The sector expanded distribution through over 30 lakh intermediaries, focusing on non-metro areas.
产业领导人预计2026年将强调客户信任、更简单的产品、更快的债权以及更广泛的金融包容性。
Industry leaders expect 2026 to emphasize customer trust, simpler products, faster claims, and broader financial inclusion.