2025年11月,印度信用卡支出在节日剧增后下降了11.9%,但年同比增长依然强劲,为11.5%。 Indian credit card spending dropped 11.9% in November 2025 after a festive surge, but year-on-year growth stayed strong at 11.5%.

印度的信用卡支出在2025年11月每月下降了11.9%,在节日剧增后跌至18.870亿卢比,尽管年同月增长仍然强劲,为11.5%。 Credit card spending in India declined 11.9% month-on-month in November 2025 to Rs 1,887 billion after a festive surge, though year-on-year growth remained strong at 11.5%. 交易量下降3%,降至5.01亿卢比,每张卡的平均支出降至16 431卢比。 Transaction volumes dropped 3% to 501 million, and average spend per card fell to Rs 16,431. 尽管有了这种节制,但卡片的发放却增加了85万张,使总发行量达到1.149亿张,每年增加7.1%,主要银行包括HDFC、SBI、ICICI、Axis、Federal和IFCC First。 Despite this moderation, card issuance rose by 0.85 million, bringing the total to 114.9 million, up 7.1% annually, led by major banks including HDFC, SBI, ICICI, Axis, Federal, and IDFC First. 年同比交易增长达到27.3%,表明持续采用数字支付。 Year-on-year transaction growth reached 27.3%, indicating sustained digital payment adoption. 报告的结论是,虽然从GST 2.0临时提款已经减少,但长期使用卡片的趋势仍然强劲。 The report concluded that while the temporary boost from GST 2.0 faded, long-term card usage trends remain robust.