美国的过剩和剩余财产再保险认为,由于资本流入,价格较软,能力较强,但州规则的差异使得风险定价复杂化。 U.S. excess and surplus property reinsurance sees softer pricing and more capacity due to influx capital, but state rule differences complicate risk pricing.

以百慕大为基地的MGA Ketle报告,由于资本流入增加,美国过剩和剩余财产市场的再保险能力和较软定价有所增加。 Bermuda-based MGA Kettle reports increased reinsurance capacity and softer pricing in the U.S. excess and surplus property market, driven by growing capital inflows. 公司首席执行官Isaac Espinoza指出, 在竞争日益激烈的情况下, 再保险公司正在偏爱有纪律,以利为中心的MGA. CEO Isaac Espinoza notes reinsurers are favoring MGAs with disciplined, profit-focused approaches amid rising competition. 各国监管层面的差异,特别是灾难模型和成本转移,使定价和风险转移复杂化,使更多的企业进入了E&S道. State-level regulatory differences—particularly on catastrophe modeling and cost pass-through—complicate pricing and risk transfer, pushing more business into the E&S channel. 尽管供应健康,但再保险公司面临挑战,使战略与国家规则不一致,特别是百慕大公司的规则相一致。 Despite healthy supply, reinsurers face challenges aligning strategies with inconsistent state rules, especially for Bermuda-based firms.