2025年12月18日, 在RBI降低利率后, 印度联合银行削减了住宅、车辆和个人贷款利率。 Union Bank of India cut home, vehicle, and personal loan rates effective Dec. 18, 2025, following RBI’s rate reduction.

印度银行联盟自2025年12月18日起降低家庭、车辆和个人贷款的利率, Union Bank of India lowered interest rates on home, vehicle, and personal loans starting December 18, 2025, following the Reserve Bank of India’s December 5 rate cut. 住房贷款利率从7.45%降至7.15%,汽车贷款从7.90%降至7.50%,个人贷款从10.35%降至8.75%,绿色金融贷款还获得0.10%的优惠。 Home loan rates dropped to 7.15% from 7.45%, vehicle loans to 7.50% from 7.90%, and personal loans to 8.75% from 10.35%, with an additional 0.10% concession for Green Finance loans. 这一举动反映了货币条件的放松,目的是提高借贷的可负担性。 The move reflects easing monetary conditions and aims to boost borrowing affordability.