英国的养恤金领取者在2025年4月之前已经购买了失踪的国家保险年,以增加其国家养恤金,有些养恤金领取者每年获得6 000英镑。 UK pensioners had until April 2025 to buy missing National Insurance years to boost their state pension, with some gaining £6,000 annually.

Martin Lewis提醒英国国家养恤金领取者检查其国家保险记录,作为允许从2006年到2025年4月结束的采购的暂时延期。 Martin Lewis has reminded UK state pensioners to check their National Insurance records, as a temporary extension allowing purchases back to 2006 ended in April 2025. 那些在缴款方面有差距的人可能通过购买失踪年数而大大增加了他们的养恤金,其中一人在购买18年之后,每周额外获得120英镑——每年约6 000英镑。 Those with gaps in contributions may have boosted their pensions significantly by buying missing years, with one person gaining an extra £120 per week—about £6,000 annually—after purchasing 18 years. 目前国家全额养恤金为每周230.25英镑,由于三层锁锁,到2026年4月增加到241.30英镑。 The full state pension is currently £230.25 per week, rising to £241.30 in April 2026 due to the triple lock. 虽然此举可以大幅提高退休收入, 但需要大笔预付费用, 通常为10,000至15,000英镑, While the move can greatly increase retirement income, it requires a large upfront cost, typically £10,000 to £15,000, and isn’t suitable for everyone.