2025年,英国的按揭需求在首次买主和固定利率选择的推动下上升,年终利率降至4.1%。 UK mortgage demand rose in 2025, driven by first-time buyers and fixed-rate choices, as rates eased to 4.1% by year-end.

英国的按揭需求在2025年上升,第一次买家上升5.7%,大多数借款人选择固定利率,特别是两年交易。 UK mortgage demand rose in 2025, with first-time buyers up 5.7% and most borrowers choosing fixed rates, especially two-year deals. 年终利率有所缓解,两年和五年固定利率均达到4.1%,而贷款人之间的竞争鼓励更多的再婚者转换。 Rates eased by year-end, hitting 4.1% for both two- and five-year fixes, while competition among lenders encouraged more remortgagers to switch. 英格兰银行在12月将其基本利率削减到3.75%,有助于逐步降低利率,尽管变化仍然不大。 The Bank of England cut its base rate to 3.75% in December, contributing to gradual rate reductions, though changes remained modest. 继承税规则的改变促使房地产规划发生变化,增加了对客户的询问。 Inheritance tax rule changes prompted shifts in estate planning, increasing client inquiries. 区域活动在大伦敦、西米德兰和东米德兰最为活跃,秋季的完成率最高。 Regional activity was highest in Greater London, the West Midlands, and the East Midlands, with autumn seeing the most completions.