英国贷款人警告说,由于税收上升、失业和可支配收入减少,到2027年,按揭可负担性将恶化。 UK lenders warn mortgage affordability will worsen by 2027 due to rising taxes, unemployment, and lower disposable income.

英国按揭贷款人预计到2027年,可负担性会恶化,接受调查的专业人员中有77%预测由于税收上升、失业和可支配收入减少,情况会恶化。 UK mortgage lenders anticipate worsening affordability by 2027, with 77% of surveyed professionals predicting deteriorating conditions due to rising taxes, unemployment, and eroding disposable income. 尽管最近降低了利率,而且住房市场具有复原力,但放款人列举经济压力,包括提高燃料税和更高的所得税门槛。 Despite a recent rate cut and a resilient housing market, lenders cite economic pressures including a fuel duty hike and higher income tax thresholds. 金融监管局正在考虑更灵活的可负担性规则,特别是针对自雇人士和年轻的借款人,以反映现实生活中的金融变化. The FCA is considering more flexible affordability rules, particularly for self-employed and younger borrowers, to reflect real-life financial variability. 工业领导人强调,需要先进的数据工具和经过培训的工作人员,以支持有风险的客户。 Industry leaders stress the need for advanced data tools and trained staff to support at-risk customers. 滥用减贫战略数据库的房东可能面临重大罚款。 Landlords misusing the PRS database may face significant fines.