现在超过7.09亿印度基拉纳商店通过QR代码使用数字付款,推动由UPI主导的扫描第一文化。 Over 709 million Indian kirana stores now use digital payments via QR codes, driving a scan-first culture led by UPI.

印度的Kirana商店现已深入融入正规经济,根据世界线报告,超过7.09亿个活跃的QR码使得小零售商能够接受数字支付。 India’s kirana stores are now deeply integrated into the formal economy, with over 709 million active QR codes enabling small retailers to accept digital payments, according to a Worldline report. 这一转变创造了一种扫描第一支付文化,由UPI领导,用于低价值、频繁的交易。 This shift has created a scan-first payment culture, led by UPI for low-value, frequent transactions. 信用卡的使用增加了8%,反映了消费者信心的增强,而预付卡在小额付款方面增长。 Credit card use rose 8%, reflecting stronger consumer confidence, while prepaid cards grow in micro-payments. 随着数字替代品的扩大,比特卡的使用率下降。 Debit card usage declines as digital alternatives expand. 这些方法的共存标志着一个成熟、包容性的数字支付生态系统,将印度定位为金融创新的全球领先者。 The coexistence of these methods signals a mature, inclusive digital payments ecosystem, positioning India as a global leader in financial innovation.