Bharatpe和Yes Bank Bank宣布2025年12月22日启动无息、UPI为消费者和商人提供高达45天的无息、UPI授权信贷。 BharatPe and YES BANK launch interest-free, UPI-powered credit up to 45 days for consumers and merchants, announced December 22, 2025.

印度银行与YES银行合作,推出了"付款以后与印度银行" (Pay Later with BharatPe),这是由NPCI支持的UPI信用服务,为消费者和商家提供长达45天的即时无息信用. BharatPe, in partnership with YES BANK, has launched 'Pay Later with BharatPe,' a credit-on-UPI service powered by NPCI, enabling instant, interest-free credit up to 45 days for consumers and merchants. 该产品可通过Bharat Pee App获得,用户可以支付UPI的购物、补给和账单费用,无需书面文件或立即批准。 The product, accessible via the BharatPe app, allows users to make UPI payments for shopping, recharges, and bills with no paperwork and immediate approval. 借款人可以全额还债,也可以通过3至12个月的EMI偿还,信贷限额根据还款情况加以调整。 Borrowers can repay in full or through 3- to 12-month EMIs, with credit limits resetting upon repayment. 服务目标服务不足的用户和小商人,为交易提供Zillion硬币奖励。 The service targets underserved users and small merchants, offering Zillion coin rewards for transactions. 它利用Bharat Pee的NBFC执照和Yes Bank的数字承保能力在印度的UPI生态系统内提供可扩展的、有保障的信贷。 It leverages BharatPe’s NBFC license and YES BANK’s digital underwriting capabilities to deliver scalable, secure credit within India’s UPI ecosystem. 该发射于2025年12月22日宣布。 The launch was announced on December 22, 2025.