英国专家敦促因缺乏保护而避免在假日订票时使用借记卡, UK experts urge avoiding debit cards for holiday bookings due to lack of protection, favoring credit cards instead.

由于对消费者的保护有限,联合王国专家建议避免将借记卡用于节假日预订,特别是2026次旅行。 UK experts advise avoiding debit cards for holiday bookings, especially for 2026 travel, due to limited consumer protection. 与信用卡不同,借记卡没有根据《消费者信贷法》第75条提供法律保障,如果旅行提供者失败、取消旅行或提供虚假服务,使消费者处于脆弱境地。 Unlike credit cards, debit cards offer no legal safeguards under Section 75 of the Consumer Credit Act, leaving consumers vulnerable if a travel provider fails, cancels a trip, or delivers misrepresented services. 信用卡为100至30 000英镑之间的购买提供了保护,使用户能够要求其开卡员退款。 Credit cards provide protection for purchases between £100 and £30,000, allowing users to claim refunds from their card issuer. 该指南强调,信用卡是大规模预付款的更安全的选择,尽管负责任的使用对避免债务至关重要。 The guidance highlights credit cards as a safer option for large, advance payments, though responsible use is essential to avoid debt.