由于需求强和利率低, 印度央行预计下一财年房屋贷款额将超过1万亿卢比. SBI expects home loans to exceed ₹10 lakh crore in next fiscal year, driven by strong demand and low rates.

印度国家银行预计,在强劲的需求和低利率的推动下,其住房贷款投资组合在下一个财政年度将超过10拉赫。 State Bank of India expects its home loan portfolio to exceed ₹10 lakh crore in the next fiscal year, driven by strong demand and low interest rates. 截止到2025年11月,投资组合超过9拉赫,25财政年度增长14.4%至8.31拉赫,现在占银行总资产的20%以上。 As of November 2025, the portfolio stood at over ₹9 lakh crore, growing 14.4% in FY25 to ₹8.31 lakh crore, and now accounts for over 20% of the bank’s total assets. 由于零售,农业和小微企业贷款的强增长, 银行将本财年信贷增长预测提高到14%. SBI raised its credit growth forecast to 14% for the current fiscal year, supported by robust growth in retail, agriculture, and MSME lending, which surpassed ₹25 lakh crore. 住房贷款总额NPA仍然很低,为0.72%,是这一部门最低的国家之一。 Home loan gross NPAs remain low at 0.72%, one of the sector’s lowest. 微小中型企业和零售贷款分别增长17-18%和14%,黄金和无担保个人贷款势头强劲。 Growth in MSME and retail loans is 17–18% and 14%, respectively, with strong momentum in gold and unsecured personal loans.