从2026年开始,美国将需要更新芯片卡,以加强安全,但拖延可能会增加欺诈风险。 Starting in 2026, the U.S. will require updated chip cards for better security, but delays could increase fraud risks.

从2026年开始,美国将过渡到新的支付系统,要求更新信用卡和借记卡中的芯片技术,引起网络安全专家对转移期间潜在脆弱性的关切。 Starting in 2026, the U.S. will transition to a new payment system requiring updated chip technology in credit and debit cards, raising concerns among cybersecurity experts about potential vulnerabilities during the shift. 改革的目的是改善交易安全,但如果商人和银行不及时完全采用新标准,消费者可能会面临欺诈。 The change aims to improve transaction security but could expose consumers to fraud if merchants and banks don’t fully adopt the new standards on time. 工业领导人敦促加快实施速度,加强消费者教育,以尽量减少风险。 Industry leaders are urging faster implementation and stronger consumer education to minimize risks.