美国的长期按揭利率在2025年12月底略微下降,接近年低水平,为购房者提供了微小的救济。 U.S. long-term mortgage rates slightly dropped in late December 2025, near their yearly low, offering minor relief to homebuyers.

根据最近的数据,美国的长期平均抵押利率在2025年12月下旬略有下降,接近当年的最低水平。 The average U.S. long-term mortgage rate dipped slightly in late December 2025, holding near its lowest level of the year, according to recent data. 在目前经济不稳定的情况下,这种温和的下降给购房者提供了一些缓解。 This modest decline offers some relief to homebuyers amid ongoing economic uncertainty. 尽管有所下降,但与历史平均水平相比,比率仍然相对较高,继续影响住房市场活动。 Despite the drop, rates remain relatively high compared to historical averages, continuing to influence housing market activity.