根据新的《公平竞争法》规则,联合王国银行可以自2025年3月19日起提高无接触付款限额。 UK banks can raise contactless payment limits starting March 19, 2025, under new FCA rules.

从3月19日起,英国银行和付款提供者可根据财务行为管理局的新规则,自行设定无接触卡的限制,取代目前的100英镑上限。 Starting March 19, UK banks and payment providers may set their own contactless card limits, replacing the current £100 cap, under new Financial Conduct Authority rules. 这种改变允许灵活地适应通货膨胀、消费者需求和技术,同时保持强有力的欺诈管制和现有的保护,如对未经授权的交易进行偿还。 The change allows flexibility to adapt to inflation, consumer demand, and technology, while maintaining strong fraud controls and existing protections like reimbursement for unauthorised transactions. 企业必须向客户通报变化情况,消费者可设定个人限制或取消无接触付款。 Firms must inform customers of changes, and consumers may set personal limits or disable contactless payments. 虽然预期大多数公司将维持100英镑的限额,但这一行动是在无接触使用激增之后采取的。 据Barclays报告,2024年94.6%的店内交易无接触,比2015年高10倍。 Though most firms are expected to keep the £100 limit, the move follows a surge in contactless use—Barclays reported 94.6% of in-store transactions were contactless in 2024, 10 times higher than in 2015. 这一转变是更广泛的经济增长战略的一部分,得到了行业团体的支持。 The shift is part of a broader economic growth strategy and has drawn support from industry groups.