中小型和微型企业贷款刺激了印度2025年银行贷款增长,政府担保、数字工具和不断上升的注册推动了增长。 MSME loans fueled India's bank lending growth in 2025, boosted by government guarantees, digital tools, and rising registrations.

中小型和微型企业信贷在2025财政年度推动印度银行贷款大幅增长,占新非食品贷款的22%和非食品信贷总额的18%。 MSME credit drove significant bank loan growth in India during fiscal year 2025, accounting for 22% of new non-food loans and 18% of total non-food credit. 到2024年12月,政府支持的信贷担保翻了一番以上,达到1 000万卢比以上,核准数额增至8.1万亿卢比。 Government-backed credit guarantees more than doubled to over 10 million by December 2024, with approved amounts rising to Rs 8.1 trillion. 通过Udyam门户网站增加微小中型企业注册,提高了数据透明度,同时采用GST和公用事业数据简化贷款,降低利率和数字承保,减少了抵押需求,扩大了小企业的准入。 Increased MSME registrations via the Udyam portal improved data transparency, while lower interest rates and digital underwriting using GST and utility data streamlined lending, reduced collateral needs, and expanded access for small businesses.