加拿大顶级银行保持3.5%的资本缓冲,在经济不确定性中保持稳定。 Canada’s top banks keep 3.5% capital buffer, stable amid economic uncertainty.

加拿大金融监管者OSFI(OSFI)将加拿大六大银行的国内稳定缓冲维持在3.5%,其理由是资本水平和承受力都很强,经济仍然不稳定。 Canada’s financial regulator, OSFI, has kept the domestic stability buffer at 3.5% for the country’s six largest banks, citing strong capital levels and resilience amid ongoing economic uncertainties. 银行的平均CET1比率为13.6%,大大高于11.5%的最低比率,提供了600亿加元的资本缓冲。 The banks’ average CET1 ratio stands at 13.6%, well above the 11.5% minimum, providing a C$60 billion capital cushion. OSFI说,尽管家庭债务和与贸易有关的信贷压力很大,但系统性风险仍然保持稳定,而且没有计划改变缓冲,尽管目前正在进行审查,可能制定新的规则,在公共协商下增加房地产和小企业贷款。 OSFI says systemic risks remain stable despite high household debt and trade-related credit pressures, and no changes to the buffer are planned, though a review is ongoing with potential new rules to boost lending in real estate and small businesses under public consultation.