英国将在2027年将ISA津贴削减至20万英,限制现金投资,影响即将退休的人. UK to cut ISA allowance to £20K in 2027, limiting cash investments and affecting near-retirees.

自2027年4月起,联合王国的《国际审计准则》规则将发生变化,将年度津贴总额减至20 000英镑,但将12 000英镑限制在现金或股票和股票上,而剩余的8 000英镑仅用于股票和股票。 Starting April 2027, the UK’s ISA rules will change, reducing the total annual allowance to £20,000 but restricting £12,000 to cash or stocks and shares ISAs, with the remaining £8,000 required for stocks and shares only. 这一转变旨在刺激对股票市场的投资,但专家们警告说,这可能不利于依赖现金的《国际审计准则》保障安全和流动性的近退休者,有可能扰乱退休计划,增加财务复杂性。 The shift aims to boost investment in the stock market, but experts warn it may disadvantage near-retirees who rely on cash ISAs for safety and liquidity, potentially disrupting retirement plans and increasing financial complexity. 改变不会影响65岁及65岁以上人士, The change won’t affect those aged 65 and over.