Trump声称,他提议担任的美联储主席将削减抵押贷款利率,但利率仍然稳定在6.4%左右。 Trump claims his proposed Fed chair would cut mortgage rates, but rates remain stable near 6.4%.

在2025年12月17日的演讲中,前总统特朗普声称,根据他的第二期政策,按揭费用每年下降3 000美元,原因是他计划任命的一位新的联邦储备主席预期削减利率。 In a December 17, 2025, address, former President Trump claimed mortgage costs dropped by $3,000 annually under his second-term policies, attributing the decline to expected rate cuts by a new Federal Reserve chair he plans to appoint. 他说提名人,可能是凯文·瓦尔什(Kevin Warsh)或凯文·哈塞特(Kevin Hassett)必须大力支持降低利率,尽管目前的美联储利率仍保持在3.53.75%。 He said the nominee, likely Kevin Warsh or Kevin Hassett, must strongly support lowering rates, though current Fed rates remain at 3.5%–3.75%. 尽管特朗普声称新主席会帮助降低按揭利率,但自劳动日以来,长期收益率和按揭利率一直保持稳定,接近6.36.4%。 Despite Trump’s assertion that the new chair would help reduce mortgage rates, long-term yields and mortgage rates have stayed stable near 6.3%–6.4% since Labor Day. 他还建议总统在货币政策方面有发言权,挑战美联储的独立性。 He also suggested presidents should have a say in monetary policy, challenging the Fed’s independence.